Walmart MoneyCard – Amex Serve Cash Back vs. FREE Reloads

Walmart MoneyCard – Amex Serve Cash Back vs. FREE Reloads

With more than a single American Express Serve Card to select from, you are able to choose which prepaid card works ideal for the needs of yours.

Here’s a breakdown of the Cash Back along with Free Reloads cards.

Prepaid cards provide users the capability to follow a particular budget and also, therefore, much more easily restrict their spending. They can work nicely for those who are on a budget, though they could additionally be a good choice for teaching children about spending money.

Prepaid cards are usually thought to be a safer alternative compared to cash because in case you lose the card, many have security measures that protect the account of yours against theft. Additionally, for a small fee, you are able to typically change the card with no stress.

American Express provides more than a single prepaid Serve card so owners can chose the card that actually works ideal for them. The American Express Serve® Cash Back and the American Express Serve® FREE Reloads are the 2 monthly-fee choices within Amex’s prepaid card fleet (whereas the $6.95 price for the fundamental Amex Serve card is waived when users strong deposit $500 or more during each month statement period.)

Walmart MoneyCard – Amex Serve Cash Back vs. FREE Reloads

Walmart MoneyCard - Amex Serve Cash Back vs. FREE Reloads

Walmart MoneyCard – Amex Serve Cash Back vs. FREE Reloads


The 2 cards are actually similar, but the Cash Back offers incentives while the FREE Reloads card lets owners in over 45,000 places in the U.S. and Puerto Rico put money onto the card free of charge.

How you can add cash to your card Both cards offer complimentary direct deposit of paychecks and/or government benefits, though the FREE Reloads gives the convenience of letting users reload their card for free at participating locations like CVS, Dollar General and more.

With both cards, you are able to access a portion of or all of your paycheck up to two days before payday once you enroll within direct deposit. Both cards likewise offer mobile check deposits.

Users can send dollars and receive money to various other Serve users without difficulty with the mobile app.

rewards and Perks Through the site or the mobile app, you are able to make use of free bill pay to send cash, or perhaps pay your bills by composing a check on the internet and American Express will mail it for you.

The money transfer choice enables users to send anyone across the 50 states as well as Puerto Rico cash to be bought out of participating Walmart locations. The day transfer limit is $2,500 across your Serve accounts. According to FintechZoom Costs are as follows:

  • $4.99 for every cash transfer up to fifty dolars
  • $8.99 for every cash transfer of $50.01-1dolar1 1,000
  • $16.99 for each money transfer of $1,000.01-1dolar1 2,500

Bottom line Each of those cards has an edge: in case you’re searching for cash back rewards, the American Express Serve® Cash Back card is ideal for you. But in case you handle a lot of cash and want to make certain that you can conveniently reload your card without having to pay any costs subsequently the American Express Serve® FREE Reloads flash card is better suited to the requirements of yours.

In case you are trying to avoid spending a monthly fee, you need to take a look at the Bluebird by American Express card, that allows you to amenable subaccounts and could be the best choice for families.

If perhaps you’re a common Walmart shopper and are looking to bank on incentives higher than 1 % cash back then the Walmart MoneyCard could be a better fit with 3 % cash back on eligible and in-app Walmart purchases, two % cash back at Walmart fuel stations, in addition to 1 % cash back at Walmart stores, up to $75 each year.

Walmart MoneyCard – Amex Serve Cash Back vs. FREE Reloads